Simple FAQ: How This Tool Helps You

How Does This Tool Work?
  • Choose Your Risk Level: Pick how much risk you are comfortable with. High risk might mean bigger ups and downs, while low risk means steadier, smaller changes.
  • Tell Us About Your Money: Enter your yearly earnings, how many years you will work, and how much you can invest each year.
  • Set a Savings Goal: We use a simple rule—save about 7 times your yearly earnings—to set your goal for when you stop working.
  • See Your Money Grow: The tool shows how your yearly investments can grow over time using basic math.
  • Easy Check: You can quickly see if you are saving enough or if you need to add more.

Portfolio Construction Tool

This tool shows you how your annual investments might grow over time and whether you'll reach your retirement savings goal. Simply choose your risk level, enter your financial details, and see a simulation of your savings growth along with an overall outcome message.


Note: The numbers (e.g., +€500 / –€500) show the potential gain or loss per €1,000 invested. This helps us understand your comfort level with risk.




This multiplier represents the factor by which you want to multiply your annual income to set your retirement savings goal. For example, choosing 7x means your target is 7 times your yearly income.